Estate Planning Tools
Some of the tools available for estate planning

A Will:

• Provides opportunity for you to give a final testimony of your Christian faith.
• Provides for the care of minor or disabled children.
• Authorizes payment of debts, taxes and other final expenses.

A Trust:

• Avoids estate taxes.
• Provides for management of your property in case of disability.
• Protects minor children from premature distribution of property.

Durable Powers of Attorney:

• Provides for management of your property in case of mental or physical disability.
• Permits health care decisions to be made when you are disabled.

Charitable Gift Annuity:

• Provides donors with a guaranteed lifetime income, a portion non-taxable, as well as an immediate charitable deduction of a percentage of the investment.